The practical, no-nonsense guide to expertly managing your personal finances. From mortgages and pensions to tax codes and ISAs, money can be a mystery. But, personal finance expert and Accountant Abigail Foster is here to answer your questions and help you navigate any challenge you may face.Packed with expert advice, real-life examples and practical takeaways, The Money Manual will help you discover:What your tax code really meansHow the UK’s economy impacts youWhat to expect when buying your first homeHow to beat the exchange rate when travelling abroadWhen to access your pension and how best to save for your retirementHow to pass financial information on to others, and much more!By demystifying obscure economic processes and complex financial language, The Money Manual empowers you to learn everything you wish you knew about personal finance. With clarity and confidence, you can radically improve your financial wellbeing. Read more

Napoleon Hill, America's most beloved motivational author, devoted 25 years to finding out how the wealthy became that way. After interviewing over 500 of the most affluent men and women of his time, he uncovered the secret to great wealth based on the notion that if we can learn to think like the rich, we can start to behave like them. By understanding and applying the thirteen simple steps that constitute Hill's formula, you can achieve your goals, change your life and join the ranks of the rich and successful. In this updated edition, Dr. Arthur R. Pell provides examples of men and women who, in recent times, exemplify the principles that Hill promulgated. With the success stories of top achievers such as Bill Gates and Steven Spielberg, he proves that Hill's philosophies are as valid today as they ever were. Read more

Money is plentiful for those who understand the simple laws which govern its acquisition.In the early 1920s, George S. Clason wrote a collection of parables set in ancient Babylon that provided guidance on one's financial well-being. These parables were distributed as pamphlets to U.S. banking and insurance customers and were so well-received by the public that in 1926, the parables were collected into one volume under the title of his most famous story, The Richest Man in Babylon. Largely seen as a classic in personal financial advice, The Richest Man in Babylon has provided millions with guidance and inspiration for financial wellness. Read more

'Worth its weight in gold' – Gaby Roslin'Great for the pocket and the planet' – Daisy Upton, Five Minute MumSaving money doesn't have to cost the earth. How can you remove even the toughest stains?How can you make the best use of your microwave and keep meals healthy and tasty?How can you remove mould safely?Sunday Times bestselling author and Great British Bake Off winner Nancy Birtwhistle is here to answer all of these questions and more, featuring 101 budget-friendly and time-saving tips and tricks on how to run your home – all while protecting the environment.From the astonishing 12p laundry detergent to stain removal top tips and the wildly popular recipe Pure Magic, The Green Budget Guide includes all this and more inspired, sustainable and budget friendly hacks that have made Nancy Birtwhistle so loved by readers and an ever-growing social media following.Born in post-war Hull in the 1950s, and formerly a single working mum to two kids, Nancy is no stranger to frugality, here she shares her tips and tricks from a lifetime spent running a household efficiently by saving time and money, while keeping the environment and plight of our planet in mind.‘Previous generations were very good at being “budget-friendly” long before “eco-friendly” became an everyday word, so by combining the two we can begin to meet these difficult challenges and actually feel empowered, resilient and resourceful.' Nancy Read more

A new, updated and expanded edition of this New York Times bestseller on how to reconstruct your life so it's not all about work Forget the old concept of retirement and the rest of the deferred-life plan - there is no need to wait and every reason not to, especially in unpredictable economic times. Whether your dream is escaping the rat race, experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, this book is the blueprint. This step-by step guide to luxury lifestyle design teaches: * How Tim went from $40,000 dollars per year and 80 hours per week to $40,000 per MONTH and 4 hours per week * How to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want * How blue-chip escape artists travel the world without quitting their jobs * How to eliminate 50% of your work in 48 hours using the principles of a forgotten Italian economist * How to trade a long-haul career for short work bursts and frequent 'mini-retirements'. This new updated and expanded edition includes: More than 50 practical tips and case studies from readers (including families) who have doubled their income, overcome common sticking points, and reinvented themselves using the original book as a starting point * Real-world templates you can copy for eliminating email, negotiating with bosses and clients, or getting a private chef for less than £5 a meal * How lifestyle design principles can be suited to unpredictable economic times * The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either. Read more

Mad About Money will help you to make sense of your life if you are neurodivergent or suspect you might be.Maddy, a 40 year old mum of two, has had her fair share of struggles with money, life and business without always understanding why. With her ADHD and Autism diagnosis, everything suddenly made more sense, and she has used her diagnosis to improve her life. Mad About Money: Managing finances (and life) with ADHD is not your typical money book, it is an unfiltered, honest, sweary and inspiring journey through the life of an undiagnosed neurodivergent woman. Award-winning writer and CPD-accredited neurodiversity specialist , money and business coach Maddy Alexander-Grout walks you through the story of her life. By sharing her own difficulties with money, spending, and debt, she shows you how to apply the lessons she learned in climbing back from over £40000 in consumer debt. But this book is not just about money, it's about the struggles she has had along the way as an undiagnosed neurodivergent with ADHD, Autism, Dyspraxia and more.This book will give you actionable tips to navigate life as a neurodivergent, manage your money, learn to understand your brain and make sense of your past, especially if you are, or suspect you, are neurodivergent.In the book:Applicable strategies for managing your money, parenting , mental health and starting a business as an undiagnosed neurodivergentTips for managing your ADHD and other neurodivergent conditionsStrategies for how to deal with a range of financial challenges―including debt and spending addictions―when you're neurodivergentAn essential read for anyone who is neurodivergent or suspects they might be, especially if they have struggled with money and life up to now. Mad About Money is empowering, insightful and the perfect read for anyone who feels misunderstood in a world designed for neurotypical people. Read more

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey.By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.The Total Money Makeover will give you the tools and the encouragement you need to:Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball methodBreak bad habits and make lasting changes when it comes to your relationship with moneyRecognize the 10 most dangerous money mythsSet aside enough money to pay for unexpected expenses and emergenciesSave enough money for your retirementLive like no one else, so later you can LIVE (and GIVE) like no one else!This new edition of The Total Money Makeover includes new content that will help you tackle marriage conflict, college debt, and so much more. Read more

'The tips and tricks are just brilliant.' – Jane Dunn, author of Jane's Patisserie101 eco-friendly home-hacks, tips and recipes from Sunday Times bestselling author and Great British Bake Off winner Nancy Birtwhistle.One change, any change, will make a difference to our precious planet.We all want to do our best for our homes and the planet, but it’s often hard to find the time and energy to think of alternatives. Nancy Birtwhistle makes it easy with 101 indispensable tips, ideas and recipes that will help you to live a more eco-friendly life without giving up on any home comforts.This practical book is the ultimate guide to reducing your environmental impact while saving you time and money. Inside are tips and home hacks on everything from eco cleaning, upcycling and making the most out of your weekly shop to small-space gardening and creative crafts, plus a selection of Nancy's delicious recipes. Clearly explained, accessible and beautifully illustrated with black and white line-drawings, Green Living Made Easy is the perfect guide for anyone looking to pursue a more sustainable lifestyle but unsure where to start.'Finally, an eco-friendly home guide that's relatable and we can all follow.' – Sophie Liard, author of The Folding Lady Read more

From the international bestselling author of The Psychology of Money, with 8 million copies sold worldwide – lessons on harnessing the power of money to live a happier life.Can money buy happiness? Yes. Can spending it make you happier? Absolutely. Yet, many of us struggle to unlock its full potential – either by spending on things that don't bring as much joy as they should, or by avoiding investments that would truly enhance our mental well-being.In The Art of Spending Money, award-winning and global bestselling author Morgan Housel offers a refreshingly practical approach to managing wealth while finding deeper meaning and contentment.Instead of one-size-fits-all financial advice, he unpacks the hidden psychology behind our choices – why we confuse envy with admiration, how expectations shape our satisfaction, and why slow, deliberate wealth-building often leads to the best results.More than just a book about money, The Art of Spending Money explores the emotions, biases, and social forces that drive our financial decisions. With sharp insights and practical takeaways, Housel helps you avoid common spending pitfalls, make smarter financial choices, and use money with intention – to not just build wealth, but to actually enjoy it. Read more

If you have a lean purse and are looking for financial wisdom, you’ve picked the perfect book! “A PART OF ALL YOU EARN IS YOURS TO KEEP.” This beautiful hardbound edition of Clason’s classic bestseller The Richest Man in Babylon makes for a perfect addition to any library. From the importance of savings to the essentials on how to become wealthy, this collection of famous Babylonian parables imparts timeless financial wisdom. It provides insights on how to become wealthy and how to attract good luck and discusses the five laws of gold. A perfect guide to understanding finances and a powerhouse of time-tested principles to gain and retain personal wealth, The Richest Man in Babylon has been inspiring readers for generations. Read more

Tax Year Diary 2025-2026Prepare for the new tax year with this comprehensive tax year diary.Product FeaturesBelong To Page2025 And 2026 calendar at a glanceContact pagesPage each week for planningPage each week for income, expenses and notesEnd of year balance sheet Read more

The Sunday Times bestseller - Welcome to the wonderful world of Anya the Garden FairyBeat the rising cost of living and transform your garden on a budget with Anya Lautenbach.The Money-Saving Gardener reveals the tips and tricks to keeping costs down without compromising on style or impact. Learn how to repurpose what you have, make the most of so-called garden "waste", and boost your plant collection for next to nothing with seed-saving and propagation hacks.Revealing the plants that will give you the best long-term value for money, cost-cutting tips for every season, and projects for making the most of your propagated cuttings and seedlings, The Money-Saving Gardener proves that a stunning garden doesn't need to cost the earth or break the bank.This title was The Sunday Times bestseller in February 2024. Read more

A common-sense guide to living rich . . . instead of dying rich Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.   The only thing you wasted along the way was . . . your life.  Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called “golden years.”   In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’s plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.   You’ll discover how to maximize your lifetime memorable moments with “time-bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your “fulfillment curve” and “personal interest rate.”   Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large. Read more

Could you go a whole year without shopping? In her late twenties, that's exactly what Cait Flanders did. Despite having cleared nearly $30,000 of consumer debt, she still struggled to save money. When she realized that nothing she was doing or buying was making her happy, she embarked on a year-long shopping ban. The Year of Less documents the 12 months during which Cait spent money only on the essentials - food, bills, car fuel - and steadily cleared out 70 per cent of her belongings. She learned to make do and mend, imposed a television ban and researched the zero waste movement. The results were profoundly transformative: the less she consumed, the more fulfilled she felt. In the process of decluttering her apartment, she also decluttered her life and overcame long-held toxic habits. With advice and practical tips from Cait, The Year of Less will leave you questioning what you're holding on to in your own life - and quite possibly lead you to find your own path of less. 'For your friend who has already Kondo'd her cupboards after reading The Life-Changing Magic of Tidying, The Year of Less will inspire them to do the same to their finances.' Metro'What is an incredible personal journey is also a stark reminder of how materialistic many of us have become. The Year of Less will certainly change your perspective on how you spend your money.' The Independent Read more

‘You need this book.' Steven Bartlett, author of The Diary of a CEOThe world is changing. It's time for a new financial playbook.In this must-have guide to optimizing your life for wealth, success and happiness, you'll learn:• how to find and follow your talent• what small steps you can take now that pay big returns later• how to develop better financial habitsBursting with practical, game-changing advice from one of the world's most popular business school professors, The Algebra of Wealth is the practical guidebook you need to win today's wealth game.Today's workers have more opportunities and mobility than any previous generation. They also face unprecedented challenges, including inflation, labour and housing shortages, and climate volatility.Even the notion of 'retirement' is undergoing a profound rethink, as our lifespans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed no longer applies.In The Algebra of Wealth, Galloway lays bare the rules of financial success in today's economy. In characteristic unvarnished, no-BS style, he explains you what you need to know in order to improve your chances of achieving economic security no matter what. Read more

'The tips and tricks are just brilliant.' – Jane Dunn, author of Jane's Patisserie101 eco-friendly home-hacks, tips and recipes from Sunday Times bestselling author and Great British Bake Off winner Nancy Birtwhistle.One change, any change, will make a difference to our precious planet.We all want to do our best for our homes and the planet, but it’s often hard to find the time and energy to think of alternatives. Nancy Birtwhistle makes it easy with 101 indispensable tips, ideas and recipes that will help you to live a more eco-friendly life without giving up on any home comforts.This practical book is the ultimate guide to reducing your environmental impact while saving you time and money. Inside are tips and home hacks on everything from eco cleaning, upcycling and making the most out of your weekly shop to small-space gardening and creative crafts, plus a selection of Nancy's delicious recipes.Clearly explained, accessible and beautifully illustrated with black and white line-drawings, Green Living Made Easy is the perfect guide for anyone looking to pursue a more sustainable lifestyle but unsure where to start.'Finally, an eco-friendly home guide that's relatable and we can all follow.' – Sophie Liard, author of The Folding Lady Read more

**The Instant Top Ten Bestseller**MoneyWeek's Top Money Books 2024'Utterly indispensable.' Lorraine Kelly'A must-read.' Tim HarfordTV and radio money-agony-aunt Claer Barrett is the voice of reason in the cost of living crisis, teaching us what we need to know about money, in an accessible way that anyone can understand.By unpicking our emotional relationship with money, she gets to the heart of how our financial habits are formed - and reveals seven powerful yet easy ways to transform how we manage our money for good.If you struggle to understand where you're going wrong with your money but don't know where to start, What They Don't Teach You About Money has all the answers you've been searching for. There's no shaming finger-wagging or headache-inducing jargon, just hundreds of practical tips showing how to get money working for you.The financial world can be an intimidating place, but Claer will banish any lack of confidence, demystifying money matters to help you regain control of your finances - and she'll even make you laugh along the way.You will learn:- why your 'financial personality' is key to unlocking your money habits- the secrets of successful budgeting (takeaway coffee is still allowed)- how to deal with your debts, and understand student finance- how to harness the power of digital banking to make your life easier, and save more- how to plan for your financial future and set yourself achievable goals along the way- how to talk about money and make uncomfortable conversations a thing of the past- easy lessons to help everyone understand tax, pensions and investing (yes, really!)- what you need to know before you buy your first property- how to grow your income and get that pay riseClaer expertly debunks the myths that keep us stuck in financial paralysis.It's time to regain control of your bank balance and get your money working for you!The Instant Top Ten Bestseller, Sunday Times, April 2023 Read more

'Making the most of your freezer is the best way to save money and waste less food.' CHRIS BAVIN------------Want to save thousands of pounds on your food bill? Eat a healthy varied diet? Cut down on food waste?The secret to all of this is in your freezer.This simple, five-step organisation guide will change the way you shop, cook and live – saving you money, time and wasted food.Kate Hall has already helped countless people transform their freezers from unloved graveyards of good intentions to organised treasure troves of ingredients ready to make a meal you actually want to eat, without having to pop to the shops or scrimp on quality.With handy illustrations and money-saving tips, The Full Freezer Method will empower you to make lasting change, save you money and actually enjoy the process.'A must-have for anyone wanting to cut down on food waste, save money and have a stash of organised foods in their freezer.' Ciara Attwell Read more

Zero-cost, low effort and a long term solution to your fresh produce needs! Huw Richards set himself a challenge - to be self-sufficient by growing his own fruit and veg for free for a year. He succeeded, and now wants to help you do the same.Grow your own food in your home garden, allotment or container and look forward to a bountiful harvest year-round. You can plant fruit and veg at home without spending a penny and Huw Richard's shows you how.Packed with tried-and-tested advice, this gardening book covers:- Finding a space to grow - in the garden or on a terrace or balcony - and sourcing the materials you need- Deciding what to grow your crops in (the ground, a raised bed, or containers)- Clear growing instructions on more than 30 species of popular annual and perennial crops- Huw Richards' 52-week journal of how he grew his own food for free for a year without spending a penny- Advice on how to go about selling your produce to raise money to expand your growing areaAuthor Huw Richards is a man on a mission. He is passionate about teaching you how to garden and grow your own food. Years of experience and trying different things has taught Huw how to garden with little money (or without a garden) and he shows you how to do the same! Grow Food for Free teaches you how to produce no-cost, low-maintenance fruit and veg - and finding low-cost ways to overcome common gardening worries. Learn about the space you need and how to prepare it, make your own compost, tackle weeds, pests, and diseases, and how to get hold of your first set of seeds! Discover strategies to expand your garden. Can't afford a raised bed? Try repurposing an old wooden pallet. Don't have money to buy lots of different seeds? Look in your kitchen cupboards for food that you can plant. This home gardening book shows you everything you need to barter, borrow, repurpose, and propagate your way to a bountiful harvest without burdening your bank balance! Read more

“By far the best book on investing ever written.” — Warren BuffettThe classic text of Benjamin Graham’s seminal The Intelligent Investor has now been revised and annotated to update the timeless wisdom for today’s market conditions.The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham's philosophy of "value investing"—which shields investors from substantial error and teaches them to develop long-term strategies—has made The Intelligent Investor the stock market bible ever since its original publication in 1949.Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles.Vital and indispensable, this revised edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals. Read more